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Payroll legislation rates and thresholds for the 2024–2025 tax year
Payroll legislation rates and thresholds for the 2024–2025 tax year
Rebecca Russell avatar
Written by Rebecca Russell
Updated over 8 months ago

The new tax year starts on 6 April 2024, which brings changes to a range of payroll legislation. This Help Centre article highlights the rates and thresholds to be aware of. Another Help Centre article covers larger key legislation changes for the new tax year.

rUK (England and Northern Ireland) and Welsh tax rates

These rates apply from your first pay date on or after 6 April.

Threshold

Change

Per year

Basic Rate (20%)

➡️

£1 - £37,700

Higher Rate (40%)

➡️

£37,701 - £125,140

Additional Rate (45%)

➡️

£125,141+

Scottish tax rates

These rates apply from your first pay date on or after 6 April.

Band

Rate change

Rate

Threshold change

Annual threshold

Scottish Starter Rate

➡️

19%

⬆️

£1 – £2,306

Scottish Basic Rate

➡️

20%

⬆️

£2,307 – £13,991

Scottish Intermediate Rate

➡️

21%

⬆️

£13,992 – £31,092

Scottish Higher Rate

➡️

42%

⬆️

£31,093 – £62,430

Scottish Advanced Rate

🆕

45%

🆕

£62,431 – £125,140

Scottish Top Rate

⬆️

48%

➡️

£125,141+

National insurance thresholds

These rates apply from your first pay date on or after 6 April.

Threshold

Change

Monthly

Annual

Lower earnings limit (LEL)

➡️

£533

£6396

Primary Threshold (PT)

➡️

£1,048

£12,570

Secondary Threshold (ST)

➡️

£758

£9,100

Upper Earnings Limit (UEL)

➡️

£4,189

£50,270

Upper Secondary Threshold (UST)

➡️

£4,189

£50,270

Apprentice Upper Secondary Threshold (AUST)

➡️

£4,189

£50,270

Veterans Upper Secondary Threshold
(VUST)

➡️

£4,189

£50,270

Investment Zone Upper Secondary Threshold (IVUST)

🆕

£2,083

£25,000

Freeport Upper Secondary Threshold
(FUST)

➡️

£2,083

£25,000

Employee class 1 national insurance rates

These rates apply from your first pay date on or after 6 April.

In January 2024, the main rate of national insurance decreased by 2 percentage points. This led to a hybrid rate for the director's national insurance calculations.

In April 2024, the main rate of national insurance decreased by a further 2 percentage points. These rates apply to both directors and employees.

For further details about each NI category, please refer to our Help Centre article.

NI category

LEL to PT

PT to UEL

Above UEL

A ⬇️

0%

8.00%

2.00%

B ⬇️

0%

1.85%

2.00%

C

0%

0.00%

0.00%

D 🆕

0%

2%

2.00%

E 🆕

0%

1.85%

2.00%

F ⬇️

0%

8.00%

2.00%

H ⬇️

0%

8.00%

2.00%

I ⬇️

0%

1.85%

2.00%

J

0%

2.00%

2.00%

K 🆕

0%

0.00%

0.00%

L

0%

2.00%

2.00%

M ⬇️

0%

8.00%

2.00%

N 🆕

0%

8.00%

2.00%

S

0%

0.00%

0.00%

V ⬇️

0%

8.00%

2.00%

X

0%

0%

0%

Z

0%

2.00%

2.00%

Employer Class 1 national insurance rates

These rates apply from your first pay date on or after 6 April.

NI category

Below PT

Above PT

Standard

A, B, C, J

0%

13.80%

Below FUST or IVUST

Above FUST or IVUST

Specialist tax sites

D, E, F, I, K, L, N, S

0%

13.80%

Below AUST, VUST, or AUST

Above AUST, VUST, or AUST

Apprentices, Veterans or under 21

H, M, V, Z

0%

13.8%

Student loan thresholds

These rates apply from your first pay date on or after 6 April.

Plan type

Rate

Threshold change

Monthly

Annual

1

6%

⬆️

£2,082.5

£24,990

2

6%

➡️

£2,274.58

£27,295

4

6%

⬆️

£2,616.25

£31,395

Post-graduate loan

9%

➡️

£1,750.00

£21,000

Qualifying earnings for automatic enrolment

The thresholds for the 2024/2025 remain the same as the previous three tax years.

Threshold

Change

Monthly

Annual

Lower level of qualifying earnings

➡️

£520

£6,240

Earnings trigger for automatic enrolment

➡️

£833

£10,000

Upper level of qualifying earnings

➡️

£4,189

£50,270

National Minimum/Living Wage

These rates apply from 1 April, rather than 6 April with most new tax year legislation. They must be applied from the first full pay reference period that falls on or after 1 April.

The pay reference period is when your employees have worked the hours you're paying them for.

Example 1

On 30th April, you pay your employees for the hours they worked between 1st and 30th April.

The new rates should be applied to their April pay.

Example 2

On 16th April, you pay your employees for the hours they worked between 16th March and 15th April.

The new rates should be applied to their May pay.

Age

Change

Hourly rate

21+*

⬆️

£11.44

18-20

⬆️

£8.60

Under 18

⬆️

£6.40

Apprentice under 19 or
Over 19 and in first year of apprenticeship

⬆️

£6.40

*The higher rate (also known as National Living Wage) now applies to employees aged 21 and above. Previously, the rate applied to employees aged 23 and above.

For more information about calculating National Minimum Wage, please refer to our Help Centre article.

Statutory pay rates

The statutory parental pay rate is applicable from the first Sunday of April (7 April 2024) and is paid for the full statutory week that falls on or after this date. While statutory sick pay is applicable from 6 April.

The statutory week refers to the day of the week that the employee starts their parental leave.

Example

The employee starts maternity leave on Friday.

Their statutory week runs from Friday to Thursday.

The increased rate is applicable from week beginning Friday 12th April.

Statutory payment

Change

Rate

Statutory Paternity Pay (SPP)

⬆️

£184.03

Statutory Maternity Pay (SMP)

⬆️

£184.03

Shared Parental Pay (ShPP)

⬆️

£184.03

Statutory Bereavement Leave (SBP)

⬆️

£184.03

Statutory Adoption Pay (SAP)

⬆️

£184.03

Statutory Sick Pay (SSP)

⬆️

£116.75

Additional national insurance rates

The Class 1A rate on benefits, expenses, and termination payments remains at 13.8%.

The Class 1B rate on benefits and expenses reported on a PSA also remains at 13.8%.

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